
Complete all sections below. Incomplete applications may delay processing. A $50 non-refundable application fee is per adult applicant.
Everything you need to know to purchase and finance your new home at Crescent Gate Community.
Before shopping for a home, understand your financial picture. Lenders will look at your credit score, income, debt-to-income ratio (DTI), and available down payment. Most manufactured home loans require a minimum credit score of 580–620 and a DTI below 43–50%.
Common financing options include FHA Title I & Title II loans, Chattel loans (home only), Conventional loans (if on a permanent foundation), and VA loans for eligible veterans.
Pull your free credit report at AnnualCreditReport.com. Dispute any errors before you apply — even small boosts to your score can improve your rate.
Pay down revolving balances (credit cards) before applying. Even a small reduction in monthly debt payments can push your DTI under the lender's threshold.
Having reserves of 2–3 months of mortgage payments beyond your down payment signals financial stability to lenders and community management alike.
Submit your application above or reach out to our team with any questions.
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